著重 因而主動 ：
以平衡 勝之以恆
著重 因而主動 ：
以平衡 勝之以恆
While equities tend to fluctuate more than bonds, they also offer more growth potential. An active, analytical approach to equity investing that hones in on specific opportunities in a broad range of markets can help investors capture potential growth while reducing the impact of short-term volatility.
投資心理學：多元投資成引路明燈
在瞬息萬變的投資市場，投資者難免會犯錯，最緊要從錯誤中學習，了解自己缺點，但要戰勝心魔，得放棄固有硬化守舊思維，擁抱更具彈性的多元投資心法才是王道。
要點：
•研究發現，阻礙投資者做出正確決定的，往往是心理因素，如羊群心理、過於執著偏好等
•過份規避風險是不少投資者的問題，但在當前市況，適當承受風險才能取得回報
•投資心法一：勿讓情緒主導大局，盲目勇猛或過於保守均不可取
•投資心法二：做到真正分散風險，而非簡單作股債配置
•不同的多元資產組合，適合不同口味的投資者。背靠專業分析及管理，才可平衡風險與回報
1 SCMP; “Asia US dollar bond issuance hits record in 2017 as demand moves from America”; Dec 2017
2,4 MSCI; “MSCI AC ASIA EX JAPAN INDEX (USD)”; Jun 2018
3 Moody’s; “Default rate for Asian high-yield non-financial corporates to stay low in 2018”; Feb 2018
5 Accenture; “Live The Growth Dream In Asia”; 2017
6 Central Banking; “A route to economic growth – The Belt and Road Initiative 2018 survey”; Apr 2018
7 Yahoo Finance; “Asia e-commerce market projected to grow to US$1.6t in 2021”; Dec 2017
8 Bloomberg, J.P. Morgan, AllianzGI; "J.P. Morgan Asia Credit Index"; Dec 2017
